Mortgages for Canadians


If you think purchasing property to spend a few months in the sun every year is a great idea, but an option only available to the wealthy, it’s time to reconsider. More than half a million Canadians have learned the ins and outs of owning property in the sunshine state, all while leading the snowbird lifestyle. It is easier than you think! But can Canadians get a mortgage in Florida?

CSF  helps our clients prepare a plan so they can enjoy life south of the border.  Use your Canadian equity to buy your home in Florida, or qualify with a U.S. bank or lender. We can help you with your Canadian mortgage needs in Florida as if you were back in Canada. These mortgage services include renewals, refinances, purchasing, equity take-out, and reverse mortgages. 

Another options is the Foreign Nationals Loan Program. This program allows non-citizen  borrowers the opportunity to invest in real estate in the United States. We offer a wide range of mortgage programs with excellent options for foreign investors who want to take advantage of the hot rental markets or own vacation property.

Take advantage or SFC’s wealth of experience and network to get the best rates and have your questions answered.   We can help you finance this lifestyle and make it a reality!

Our goal is to provide you with the best mortgage rates and services to save you money so you can continue enjoying your winters south of the border. Each of our services was designed with you in mind.

 Getting a Mortgage in Florida – Did You Know?

  • Studies show over sixty-five percent of Canadian Snowbirds renew their mortgage without looking at other options.
  • The most common mistakes clients make is using registered investment funds to purchase of their Florida home.
  • Using registered investment funds is a costly mistake because of tax implications.
  • The property values have gone up significantly since the beginning of the pandemic.

Our team can explore your options and can get you the money you need tax free.  We have offices in Florida and Ontario, 10 convenient locations to serve our clients.   Alternatively,  a mobile specialist can come to you.

Servicing Your Canadian Mortgage

Purchasing in Florida

Snowbird Financial Consulting (SFC) is a consulting firm that specializes in real estate, investment, and immigration strategies with affluent Canadians looking to purchase property south of the border.

Partner Sites
Mortgage and consulting services for snowbirds and Canadian investors

4851 Tamiami Trail North Suite 200
Naples, FL, 34103